Kurt Johnson
- Buy
- Sell
https://www.ruhlmortgage.com/ChrisSchneider.html
Description
Excellent opportunity in West Garfield Park: a classic Chicago 2-flat with a NON-CONFORMING garden-level basement living space that currently provides additional income. The main level offers a spacious 2-bedroom, 1-bath unit currently occupied by the owner; the upper level features a 3-bedroom, 1-bath unit; and the NON-CONFORMING garden-level space adds a currently performing 1-bedroom, 1-bath layout. Main units feature separate living and dining rooms for added space and comfort, plus a shared basement laundry room. Major mechanicals are already handled, with the hot water heater and furnace both replaced in 2021 and a new sump pump installed in June 2026, giving a buyer real peace of mind from day one. The numbers make this an especially compelling move for an owner-occupant: a buyer can move in, and the current rental income from the upper unit and the garden-level space combined will cover a significant share of the mortgage, helping an owner-occupant keep housing costs low. Add in the 2-car detached garage, and this West Garfield Park 2-flat offers a nice owner-occupant or investment property setup.
Property Highlights
Property Type: Multi Unit - Multiple
General Information
Bedrooms: 6
Bathrooms: 3
County: Cook
Listed By:
eXp Realty
888-574-9405
MRED MLS
MLS ID: 12775934
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $340,000 | $340,000 | $340,000 |
| Down Payment | $68,000 | $11,900 | $85,000 |
| Monthly Mortgage Amount | $1,879 | $2,249 | $2,239 |
| Taxes | $473 | $473 | $473 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $150 | $0 |
| Monthly Estimated Total | $2,452 | $2,972 | $2,812 |
Kurt Johnson
REALTOR®
Office: (563) 441-5038
Cell: (563) 343-0675
Licensed in IA & IL
Bettendorf Office
1228 Middle Road
Bettendorf, IA 52722
(563) 441-5000
Bettendorf, IA 52722
(563) 441-5000
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