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34 S River Street , South Elgin, IL 60177.
Mid-century modern design waterfront home offering 3 bedrooms and 1.5 baths with some original 1950's features and today's most recent updates. Enter this special home and take in the vaulted wood ceilings, hardwood floors, and expansive windows (2022) bringing in natural light and scenic river views (bald eagles!). The main floor feels airy and bright with the large living room anchored by the wood paneling of the staircase, stone wall fireplace and picture windows. It flows into the dining room and the original 1950s kitchen with its chrome double broiler oven, laminate countertops with stainless steel trim, and custom cabinetry and new stainless steel fridge (2025). The second staircase from the kitchen takes you to the second floor with 2 bedrooms and an updated bathroom (2025). The top floor primary bedroom is currently used as a den/office and has a fireplace, plentiful closets, new windows and a new full bathroom (2021). Additional recent improvements include all new electric (2021), drain tile and sump pump (2022), siding on the south and east side (2022), new paved patio and sidewalk (2023) and new exterior storm doors (2025). Take in waterfront living on the Fox River Trail, as well as nearby forest preserves, parks, playgrounds, pickleball courts. Enjoy seasonal community park events, concerts, and amphitheater performances in Panton Mill Park. Easy access to shopping, dining, and everyday conveniences along the Randall Road corridor.
MLS ID: 12618637
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34 S River Street , South Elgin, IL 60177.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $365,000 | $365,000 | $365,000 |
| Down Payment | $73,000 | $12,775 | $91,250 |
| Monthly Mortgage Amount | $1,727 | $2,149 | $2,219 |
| Taxes | $508 | $508 | $508 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $161 | $0 |
| Monthly Estimated Total | $2,341 | $2,924 | $2,833 |