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314 E Morgan Street Dixon, IL 61021 • Residential - Single Family • Contingent

  • 314 E Morgan Street, Dixon, IL 61021 Main Photo

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Description

Beautiful and stately two-story home offering timeless character with thoughtful updates throughout! This 3-bedroom, 1-bath home features original hardwood floors, a gas log fireplace, and a versatile bonus room perfect for a TV room, home office, or additional living space. The updated kitchen features quartz countertops, while the fully screened deck provides a great place to relax and enjoy the fully fenced backyard with newer vinyl fencing. Outside, you'll also find a detached two-car garage and an additional lot next to the garage, providing even more outdoor space. Full of classic charm while offering the peace of mind of numerous updates, including the roof, windows, siding, driveway, and furnace -all completed within the last 10 years. A wonderful blend of old-school character and modern improvements!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,408
Garage Size: 2
Built in 1927
School District: District 170
One Fireplace

General Information

Bedrooms: 3
Bathrooms: 1
Sqft: 1,408
County: Lee
Listed By:
Crawford Realty, LLC 815-285-3444
MRED MLS

Room Information

Sitting Room: 7X17
Bedroom 2: 11X11
Bedroom 3: 8X14
Dining Room: 11X13
Kitchen: 11X11
Living Room: 11X22
Primary Bedroom: 10X15
$192,500
Est. $1,432/mo
3beds
1baths
1,408sqft
2cars
New to the Market Contingent
BEDS3 BATHS1 full SQUARE FEET1,408 MLS#12776311
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 170

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314 E Morgan Street, Dixon, IL 61021.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $192,500$192,500$192,500
Down Payment $38,500$6,738$48,125
Monthly Mortgage Amount $1,064$1,273$1,268
Taxes $268$268$268
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$85$0
Monthly Estimated Total $1,432$1,726$1,636

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About this area

Illinois/Dixon
Dixon

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About Dixon

Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.

Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.

Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.

The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.

Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!

About this community

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