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186 Northshore Road Elgin, IL 60123 • Residential - Mobile Home • Active

  • 186 Northshore Road, Elgin, IL 60123 Main Photo

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Description

Welcome to comfortable, easy living in Willow Lake Estates, a beautifully maintained 55+ community nestled among mature trees in Elgin's scenic Fox River Valley. Owner has spent over $6,000 on improvements in the last year, so this home is ready for its next owner. This two-bedroom, two-bath home features a beautifully updated kitchen with granite countertops, a deep sink, generous workspace, and a convenient center island-a wonderful feature that helps set this home apart from many others in the community. Additional highlights include new blinds, an attached finished one-car garage, and an oversized covered front porch that provides the perfect place for grilling, relaxing, and decorating throughout the seasons. The generously sized side yard offers additional possibilities for creating a patio, flower garden, or vegetable garden. More than $6,000 has recently been invested in new appliances, professional labor, repairs, and other improvements to prepare the home for its next owner. A new refrigerator, washer, dryer, and Rheem water heater were installed in July 2026, and a new high-efficiency furnace was installed in November 2025. Enjoy the spacious 23' x 8' covered porch-approximately 184 square feet of additional outdoor living space, with plenty of room for comfortable seating, grilling, entertaining, and a beautiful container garden. It's the perfect place to relax with morning coffee or unwind at the end of the day. The home also received professional energy-efficiency improvements through the Illinois Home Weatherization Assistance Program (IHWAP), including air sealing and a Broan continuous ventilation fan designed to promote healthy airflow and help manage indoor moisture. The fan's continuous operation is an intentional part of the home's ventilation system. The new items include one-year warranty coverage. The next owner may also have the option to purchase extended, transferable protection through Abt for up to five years, subject to Abt's terms and eligibility requirements. The home is conveniently located within walking distance of the community clubhouse and heated outdoor swimming pool. Willow Lake Estates offers beautiful waterfront surroundings, a private spring-fed lake stocked with game fish, and a boat launch and pier for residents who enjoy fishing and water recreation. The community's scenic waters provide opportunities for kayaking and boating, subject to community rules and requirements. The spacious clubhouse serves as the center of community life and includes a fitness center, library, laundry facility, and gathering and party spaces. Residents can also participate in morning coffee gatherings, ceramics, garden club, monthly group activities, resident parties, and other regularly scheduled programs. Site rent includes weekly lawn mowing, community snow removal, street maintenance and paving when needed, and access to the community's many amenities. Residents also enjoy convenient access to shopping, downtown Elgin, major highways, Chicago, and O'Hare International Airport. The home may benefit from some interior painting and possibly new bedroom carpeting, allowing the next owner to choose colors and finishes that reflect their personal style. The owner is selling due to relocation and will carefully consider all reasonable offers. Note the lot rent for this home is among the lowest in the park. This well-cared-for home is ready for its next owner to make it their own and enjoy everything Willow Lake Estates has to offer. Home is in fantastic condition, so this sale is as is.

Property Highlights

Property Type: Residential - Mobile Home
Garage Size: 1
Attached Garage
Built in 2019
School District: District 46

General Information

Bedrooms: 2
Bathrooms: 2
County: Kane
Subdivision: Willow Lake Estates
Listed By:
Keller Williams Inspire - Geneva 630-262-9500
MRED MLS

Room Information

Bedroom 2: 12X10
Family Room: 14X12
Kitchen: 12X12
Laundry: 8 x 5
Primary Bedroom: 12X12
$85,000
Est. $688/mo
2beds
2baths
1cars
Active
BEDS2 BATHS2 full MLS#12741960
STATUSActive PROPERTY TYPEResidential - Mobile Home SUBDIVISIONWillow Lake Estates SCHOOLDistrict 46

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186 Northshore Road, Elgin, IL 60123.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $85,000$85,000$85,000
Down Payment $17,000$2,975$21,250
Monthly Mortgage Amount $470$562$560
Taxes $118$118$118
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$37$0
Monthly Estimated Total $688$817$778

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