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112 Willow Circle, Shelby, IA 51570.
Custom, Quality built 4 bed, 3 bath Ranch on quiet cul-de-sac with heated 3 car attached garage, fenced in yard with updates that will make you say, Wow! No details were spared in the recently remodeled dream kitchen featuring meticulous craftsmanship evident in custom walnut cabinets, granite countertops and a custom-built butcher-block top movable island. Industrial strength ceramic tile flooring graces the kitchen, dining area, main level laundry room, guest bath as well as the entry area to the home. Enjoy the scenic view from the living room while sitting near the gas fireplace or step into the open concept dining area to view the built-in custom walnut display cabinets. The main level houses a spacious master ensuite w/walk in closet and private bath, 2 more bedrooms, laundry room and full bath for guests. The basement (finished in 2023) houses a spacious movie/family rm, 2 bedrooms and a 3/4 bath. The utility and storage rooms provide an ample of storage space. Enjoy the scenery from the deck overlooking a large fenced in backyard or walk out of the sliding basement doors to relax on the covered patio. This home has a new full house generator, a whole home humidifier (each new in 2025) as well as a lifetime water heater. The heated attached 3 car garage is well insulated and offers built in wall and ceiling storage. This home has been very well-maintained and has numerous carefully planned updates! Don't miss this gem!!
MLS ID: 6336499
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112 Willow Circle, Shelby, IA 51570.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $434,000 | $434,000 | $434,000 |
| Down Payment | $86,800 | $15,190 | $108,500 |
| Monthly Mortgage Amount | $2,138 | $2,589 | $2,703 |
| Taxes | $604 | $604 | $604 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $191 | $0 |
| Monthly Estimated Total | $2,869 | $3,511 | $3,434 |
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